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Does the HOA cover roof replacement? Whether the HOA covers roof replacement depends on the governing documents and the cause of the roof damage. In many cases, the HOA is responsible for maintaining and repairing。

Most HOA’s will cover repairs for shared structures, including a roof. However, people who are living in single family residences or detached condos and townhouses will。

As a townhouse roof covers more than one dwelling and townhouses are often owned by organizations and landlords, you may be a bit confused about who is responsible。

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